Rates & Fees
Click below to check our most current mortgage rates.
Deposit Accounts
Share, IRA Share, Clubs, Monty Moose, Escrows & HSA Share
Rate | Annual Percentage Yield** |
---|---|
0.05% | 0.05% |
Special Savings, IRA Special Savings & HSA Special Savings
Range | Rate | Annual Percentage Yield** |
---|---|---|
$2,500.00 - $20,000.00 | 1.50% | 1.51% |
$20,001.00 - $75,000.00 | 1.75% | 1.77% |
$75,001.00 and up | 2.00% | 2.02% |
Special Share Draft - Minimum balance: $2,500.00
Rate | Annual Percentage Yield** |
---|---|
0.05% | 0.05% |
Share, IRA & HSA Certificates of Deposit
Term | Rate | Annual Percentage Yield** |
---|---|---|
6 Month | 3.50% | 3.55% |
9 Month | 3.50% | 3.55% |
12 Month | 4.00% | 4.08% |
18 Month | 4.00% | 4.08% |
2 Year | 4.25% | 4.35% |
3 Year | 3.75% | 3.82% |
4 Year | 3.75% | 3.82% |
5 Year | 3.75% | 3.82% |
Real Estate Loans
First Mortgages
Please see mortgage officer for current rates & terms.
Second Mortgages
Term | Annual Percentage Rate* | Annual Percentage Yield** |
---|---|---|
5 years | 5.50% | 5.544% |
10 years | 5.750% | 5.773% |
15 years | 6.00% | 6.016% |
Home Equity Line of Credit
Owner occupancy required. Can be primary residence or second home in which the member resides for a minimum of six months. Limit to one equity product per Member.
Prime Equity
7.50% APR* Adjustable monthly (prime plus zero) Effective 12/20/2024
*Annual Percentage Rate
**Inquire within for loan to values - all real estate mortgages
Land Loans
Term | Annual Percentage Rate* |
---|---|
5 years @ 7.99% | APR = 8.41% |
10 years @ 8.24% | APR = 8.47% |
15 years @ 8.49% | APR = 8.66% |
Up to 80% of Value if purchase
Up to 75% of value if refinance
Annual percentage rate based on $50,000.00
For Current Loan Rates, Please Call or Visit One of Our Branches
Main Office: 316 West River Road, Augusta, ME 04330 | (207) 623-5171
Oakland Branch: 35 Oak Street, Oakland, ME 04963 | (207) 465-4423
Waterville Branch: 299 Main Street, Waterville, ME 04901 | (207) 877-9474